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Terms of Use

Online Access Agreement for

QUIVIRA CAPITAL eROOM

This is the agreement for your QUIVIRA CAPITAL eROOM Online Services. This agreement is in addition to other agreements between us, including non-dislosure agreements.  If there is a conflict between the terms and conditions of this agreement and one contained in the other agreements between us regarding use of the Online Service, this agreement will control.

In this agreement, the words "CP Service Provider," "we," "us" or "our" mean QUIVIRA CAPITAL, LLC and its successors or assigns. When we use the words, "you" or "your" we mean each person who has an interest in a loan or other relationship which is accessible through the QUIVIRA CAPITAL eROOM Online Service and any person authorized such access. QUIVIRA CAPITAL eROOM (Services) means that information, documents and communication provided to you by us through access to https://eroom.quiviracapital.com, including the QUIVIRA CAPITAL website at http://www.quiviracapital.com, including, but not limited to, the following: Lender (and participating lender) information, borrower documents, borrower financial statement (personal and business), loan documents, CP Reports, inquiries and downloads.

When you use our Services or you permit any other person to use our Services, you agree to the terms and conditions we have set out in this agreement and any instructional material which we provide you regarding the Services. Your use of the Services may be made by use of certain numbers, codes, marks, signs, public keys or other means of establishing your identity and acceptance of the electronic communications which are acceptable to us. All electronic communications that meet these requirements will be deemed to be valid and authentic and you intend and agree that those electronic communications will be given the same legal effect as written and signed paper communications. You agree that electronic copies of communications are valid and you will not contest the validity of the originals or copies, absent proof of altered data or tampering.

1. Equipment and Software. The following device (Equipment) is required to access the Services:

Personal computer and modem. If you access the Services by use of a personal computer, you agree: (1) to use Internet Services Provider software products (Software); (2) the Software, and any future upgrades, must be loaded and operational on your personal computer and you must use a modem to access the Services through the designated interface Equipment and Software; (3) as this service becomes available, to receive information by electronic transmission of a visual display of the text. Contact us for available user guides for the Services. Any other software used by you in the future to access our system, if supported by us, will be provided and maintained by you at your expense.

2. Access Codes. During your use of the Services, you are required to enter:

  •  Password (established and maintained by YOU - We keep all passwords stored in an encrypted format, that cannot be viewed or accessed by us)
  • User Name (established by US - cannot be changed by YOU)

Additional numbers and words may be required depending on the Equipment and software used. Use of these Access Codes is the agreed security procedure to access the Services through any of the Equipment. You agree to keep these numbers and codes confidential to prevent unauthorized access to your eRooms and to prevent unauthorized use of the Services. For security purposes we recommend that you do not use the same Access Codes you use on other online systems.

3. Available Services. Depending upon the particular features and the Equipment you select, you may be allowed access to the following Services by first entering your Access Codes:

(a) Access to participating loan documents as authorized.  

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